FREE TOOL · 2026
TFSA Growth Calculator
See how much your Tax-Free Savings Account could be worth at retirement. No signup, instant results.
Your inputs
Historical TSX/S&P 500 long-term average is 7–10%.
Your projection
TFSA value at end
$0
Total contributed
$0
Tax-free growth
$0
If this was held outside a TFSA, you'd pay ~20–50% tax on the growth. With a TFSA: $0 in tax. Forever.
Master tax-efficient investing →2026 TFSA limits
- Annual contribution limit (2026): $7,000 CAD
- Cumulative room since 2009 (if you've been eligible the whole time): $102,000
- Withdrawals are tax-free and added back to your room the following year
- Over-contribution penalty: 1% per month on excess
This calculator is for educational purposes. Not investment advice. Confirm your personal contribution room on CRA My Account.